Appraising Your Jewelry

Most insurance companies have a limit for loss or theft of jewelry items unless you have a separate  schedule or rider for each piece of valuable  jewelry. The separate schedule usually requires an appraisal of each piece of jewelry by a certified jewelry appraiser. You will pay an additional premium for each item scheduled. One should check with your insurance company to find out what the value limit they provide before needing additional scheduling with appraisals on items. The limit is usually $5000 to $10,000.00. If your items are worth more than the limit, either individually or all together, you should get your jewelry appraised  and scheduled with your insurance company. Towne and Parke Jewelry provides full appraisal services with a certified gemologist.

Have Your Rings Checked


If you wear your rings all the time it is important to have your rings checked by a jeweler. Anything we wear on our hands gets a lot of abuse. From everyday life we bang, bump, slam and catch our rings almost everyday. Prongs and channels wear down, prongs break off and stones get loose and sometimes fall out. A jeweler can build up prongs or replace them to make your ring secure. If you wear rings together on one finger and they are not soldered together these rings rub together constantly. This constant rubbing causes them to thin, sometimes wearing prongs and channels so stones will fall out.

At Towne and Parke Jewelry we will clean and check your rings for free. If repairs are required, we can perform the necessary work to make your rings secure. Stop by today and have your rings cleaned and checked.

Examine Your Ring Head


The head on a ring is the component which holds and secures the stone. Heads can be bezels, Design by Alisa Unger which are the most secure, half bezel, six prong or four prong. Six prong are more secure than four prong because there is more metal covering and protecting the stone. If one prong breaks or wears away on a four prong head, the chances of the losing the stone are very good. A missing prong on a six prong head still keeps the stone in place, but should be replaced as soon as possible. Over time prongs on a ring will wear away, corrode, become brittle or break off. It is important to have your ring checked periodically by your jeweler to examine your head.

The Sun Valley Destination Bracelet


To commemorate Sun Valley’s 75th Anniversary, Towne and Parke Jewelry has introduced the Sun Valley Destination Bracelet. This bangle bracelet is available all sterling silver, sterling silver with 14k yellow gold accents, all 14k yellow gold and with diamond accents. The bracelets are available in four wrist sizes and four different widths from 3.00mm to 6.00mm.



The birthstone for May is the Emerald. Ancient history says emeralds bring good luck and good health. The green of an emerald represents life and springtime. Fine quality emeralds are more valuable than diamonds. Emeralds tend to have tiny cracks or cavities called inclusions. These inclusions are acceptable even in top quality emeralds, but they make the emerald soft and somewhat fragile. For this reason care should be taken when wearing emeralds especially with a ring.  Emerald rings should not be worn everyday.

4 Tips for Caring for Your Pearls


1. Keep pearls away from chemicals found in perfumes, cosmetics, and hair spray which can harm the surface and the luster of the pearls.

2. To clean pearls use a soft cloth moistened with water or a commercial product especially for pearls.

3. Store pearls wrapped in a soft cloth or pouch to protect the pearls from abrasive objects.

4. Pearls are knotted with silk cord between each pearl to protect the nacre (outside covering) and if the silk cord should break all the pearls will not scatter all over. If you wear your pearls often, they should be checked often to make sure the silk cord is still strong and should be reknotted a couple of times a year.